Patricia Tracey has 40 years of experience in mortgage lending, new construction and real estate. Originally from North Carolina, she has lived and worked in Florida since the early 70’s. She held banking and savings and loan vice president positions for leading institutions on Florida’s east coast. During her banking career, she oversaw lending and new home construction for the largest Florida-Miami based savings and loan.

Pat received the South Florida Mortgage Banking Oscar in recognition of her lending expertise. Her knowledge of lending and FHA programs made her aware that individuals of all backgrounds could own their own home and be financially successful with direction and education.

In 2006, Pat and her husband, John “Jack”, funded and founded REACH in Palm Beach Gardens, Florida. They believed that the gifts and knowledge they had received should be available to the greater community. With nonprofit status, REACH could apply for grants for their clients. During this 10-year period, REACH has aided over 1500 families with grants and housing. They assisted more than 2000 individuals with home retention though State and local programs. And, most recently, REACH has purchased, rehabilitated and provided more than 200 homes to low and moderate-income families. In 2015, REACH opened a second office in the Miami Kendall area to increase assistance to the tri-county area.

Pat is a graduate of Barry University. She received her real estate license in 1980 and established a mortgage company in 2002. She has placed in the Circle of Honor for the previous two years in real estate sales volume. Pat is a member of The National Low-Income Housing Coalition, Board of Realtors in both Dade and Broward Counties and the Florida Association of Mortgage Professionals. Pat holds certifications from Neighborworks covering housing counseling, post purchase counseling, loan modifications, financial coaching and nonprofit leadership. She has lead REACH in the direction of success and growth using her knowledge and skills of lending and sales to make a difference in the South Florida Community she serves.